MULTIFACTOR AUTHENTICATION

In order to ensure your identity and accounts are safe, National Bank of Petersburg is implementing a Multifactor Authentication system for your internet banking.

This system will consist of a series of personal identifying questions that you will be asked. Such as, "Where were you born?".

The system will then monitor your internet banking usage, and at anytime in the future, if something out of the ordinary happens with your usage, you may be asked these questions.

If you have any further questions regarding this system, please call 217-632-3241.

Don't Settle for Just a Password

We have a New "Security Blanket" for You!

We are enhancing the security that is protecting your identity…money…accounts…and online transactions with state-of-the-art multifactor authentication capabilities.

The Ugly Truth

Predators often commit fraud and identity theft by exploiting single-factor authentication which uses one piece of information - such as a password - to validate identity. In response, regulators are requiring all financial institutions to implement multifactor authentication which requires multiple pieces of information to validate identity.

Business as Usual…or Unusual

Our multifactor authentication solution will automatically monitor your accounts for activity that is "unusual" based on your history with our institution. In the rare event that unusual activity is detected, you will be automatically asked to verify your identity by answering pre-selected security or challenge questions that only you should know the answers.

What's Next

This subtle but important change to our online banking site will be implemented in the near future and will require you to complete one simple step - you will be prompted to select specific challenge questions from a list and enter personalized answers that only you should know.

If you would like to know more about our proactive initiatives to identify and prevent fraud…our online banking capabilities…or the conveniences available with our online services…please contact us during our regular business hours.

If you would like to know more about what you can do to vigilantly protect your personal information and identity…please visit the Federal Trade Commission's identity theft website at www.consumer.gov/idtheft or the FDIC's Consumer Resources web page at www.fdic.gov/quicklinks/consumers.html